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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I've had a zopa credit card for years and I've alway...

I've had a zopa credit card for years and I've always loved the app Reviewed on: 10th January 2024

They make sure you don't have a credit you can't pay...

They make sure you don't have a credit you can't pay off Reviewed on: 10th January 2024

Zopa is a very good credit card that helps you resol...

Zopa is a very good credit card that helps you resolve or lower your financial difficulties in time being. Mostly in emergencies, it helps really well Reviewed on: 10th January 2024

I applied and was pre approved so it all went so smo...

I applied and was pre approved so it all went so smoothly Reviewed on: 10th January 2024

Excellent customer support keeping me informed about...

Excellent customer support keeping me informed about my credit card balance. Reviewed on: 10th January 2024

Excellent card

Great card and everything is really easy to do and it's all in easy terms so you can make sense of it all Reviewed on: 10th January 2024

Outstanding

Straight forward people to deal with, easy application Reviewed on: 10th January 2024

Credit cards made easy

I have found them, very straightforward and clear understanding Reviewed on: 10th January 2024

Very happy with my credit card so far

Very happy with my credit card so far Reviewed on: 10th January 2024

Easy to use app with good tips.

Easy to use app. Helpful tips. Good security when spending online. Great customer service. Reviewed on: 10th January 2024

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