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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Straight forward no nonsence credit card !

Straight forward no nonsence credit card with constant sometimes confusing adjustments and amendments. Reviewed on: 10th January 2024

Loans & Cards

What I like about Zopa , and incidentally I’ve been using Zopa for a number of years , I don’t see the point of going anywhere else , and I mean that .. Thank you Zopa . Also what I particularly like is that I can pay off my Loans off early , I particularly like this option. Reviewed on: 10th January 2024

I think from start to finish my overall experience s...

I think from start to finish my overall experience so far has been brilliant it was easy to set up the communication. Is great and I contact them for any information I may need I. The future the payments are fair also Reviewed on: 10th January 2024

Exelent customer service trustworthy advice

Exelent customer service trustworthy advice Reviewed on: 10th January 2024

Very helpful

Easy to use great product friendly staff always helpful Reviewed on: 10th January 2024

So reliable and always keeps you updated

So reliable and always keeps you updated Reviewed on: 10th January 2024

Great app

Great card and great app .easy to understand and easy to use . Reviewed on: 10th January 2024

Very happy

Very happy with communication, app and friendly staff Reviewed on: 10th January 2024

The app is verymuch interactive and easy to use

The app is verymuch interactive and easy to use Reviewed on: 10th January 2024

Good professional service all round!

Good professional service all round! Reviewed on: 10th January 2024

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