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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to deal with easy app to navigate

Easy to deal with easy app to navigate Reviewed on: 10th January 2024

Very good never had any glynproblems

Very good never had any problems Reviewed on: 10th January 2024

*** three stars.

*** three stars. Easy access and managing in app Reviewed on: 10th January 2024

Easy to apply for there if you need anything good su...

Easy to apply for there if you need anything good support payment made Easy Reviewed on: 10th January 2024

I have been with zopa for more than...

I have been with zopa for more than 3 years Reviewed on: 10th January 2024

Credit card so easy and fast

It’s so easy And fast, helpful Zopa emergency money quickly Reviewed on: 10th January 2024

Online credit card account easy to manage and platfo...

Online credit card account easy to manage and platform is user friendly. Reviewed on: 10th January 2024

Any problem isn’t to much hassle app also very easy...

Any problem isn’t to much hassle app also very easy to use Reviewed on: 10th January 2024

My experience with Zopa was a exalant experience so...

My experience with Zopa was a exalant experience so easy to manage. Reviewed on: 10th January 2024

Very good user experience on the app, there’s always...

Very good user experience on the app, there’s always someone available to help when needed. Reviewed on: 10th January 2024

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