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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My credit card experience. .

Only been a customer for a short while, however my experience has been very positive. Great communication either through the app, or by phone. No negative feedback here Reviewed on: 10th January 2024

Does what they say.

Everything is straightforward and works as stated. Reviewed on: 10th January 2024

I am very happy to have chosen this credit card and...

I am very happy to have chosen this credit card and definitely been trying to recommend it to my friends Reviewed on: 10th January 2024

Very easy to deal with

Very easy to deal with and everything made clear to understand Reviewed on: 10th January 2024

Brilliant service at all times.

Brilliant service at all times. Can’t rate Zopa highly enough Reviewed on: 10th January 2024

Zopa has been amazing, the services are great and I...

Zopa has been amazing, the services are great and I have always recommended them to family and friends Reviewed on: 10th January 2024

Very easy to use , can use it all over the world, cu...

Very easy to use , can use it all over the world, customer support is brilliant Reviewed on: 10th January 2024

Easy quick decision helping me build my credit score...

Easy quick decision helping me build my credit score after a difficult period Reviewed on: 10th January 2024

Excellent card for me

Good credit for me as I had bad credit the past they ga be me a cha n e Reviewed on: 10th January 2024

Great card easy to use great to deal with

Great card easy to use great to deal with Reviewed on: 10th January 2024

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Want to see more from Zopa?

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