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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My customer experience.

I have had no problems with Zopa since have becoming a customer. Always kept informed about my account. Reviewed on: 10th January 2024

Great service, prompt and efficient

Great service, prompt and efficient Reviewed on: 10th January 2024

Easy to apply great rates.

Easy to apply great rates. I received my credit card within a week. Reviewed on: 10th January 2024

A Surest Plug

A Sure and Reliable Plug For Customers Reviewed on: 10th January 2024

No issues, app easy to use, advised on my credit inc...

No issues, app easy to use, advised on my credit increase give me the options if I wanted to accept it instead just automatically doing like some creditors. Reviewed on: 10th January 2024

Good, easy straight service.

Good, easy straight service.Good app. Never let me down Reviewed on: 10th January 2024

Very prompt in setting up the account

Very prompt in setting up the account Reviewed on: 10th January 2024

Very good Zopa credit card is good

Very good Zopa credit card is good Reviewed on: 10th January 2024

Fantastic easy access .

Fantastic easy access . Wery professional and again so helpful service Reviewed on: 10th January 2024

Zopa - Modern, Easy and Funtional

Zopa have a really easy to use and functional app, that makes day to day banking really straightforward. I particularly like the view pin feature, and it makes it easier than waiting for a new one in the post. The interface is basic but modern, which is better than other cluttered banking apps. Reviewed on: 10th January 2024

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