Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very helpful and used fuel for all needs

Very helpful and used fuel for all needs Reviewed on: 10th January 2024

Easy to work with and clear how to keep your account...

Easy to work with and clear how to keep your account good Reviewed on: 10th January 2024

Great service very helpful and honest

Great service very helpful and honest Reviewed on: 10th January 2024

Very good try and see after you will say yes

Very good try and see after you will say yes Reviewed on: 10th January 2024

Fantastic service

Very easy to get started and use Zopa always aims to provide an extremely good service and at the time valuing the customers worth! Reviewed on: 10th January 2024

Very good service Happy with the card and useful app

Very good service stylish looking card and great app Reviewed on: 10th January 2024

I have never had any problems with the card.

I have never had any problems with the card. It is well worth a try i can highly recommend. Reviewed on: 10th January 2024

Card came on time very happy I was approved and it w...

Card came on time very happy I was approved and it was very handy could not do balance transfers Reviewed on: 10th January 2024

Zopally the best....

Excellent service, easy to use website. Reviewed on: 10th January 2024

Really professional company.

Really professional company. App is easy to navigate and gives you all the information needed to manage spending Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 4.03 from 22 reviews
Fluid Credit Card
from NewDay 3.88 from 105 reviews
Credit card
from Vanquis 4.42 from 598 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub