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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great and easy app to use.

Great and easy app to use. Need more startups like Zopa in the market. Reviewed on: 6th March 2026

Easy to use app

Easy to use app, from start to finish the experience seems aimed towards the end user Reviewed on: 6th March 2026

I have several accounts with Zopa, including credit...

I have several accounts with Zopa, including credit card, I have always found their service to be second to none, and they keep you informed about the important matters. Reviewed on: 6th March 2026

Understands they customers, Easy to use

Easy touse great information give understands there customers Reviewed on: 6th March 2026

Fantastic timely help!!

Offer arrived at hust the right moment to help with necessary bills for hospital treatment Reviewed on: 6th March 2026

Very good for rebuilding confidence to building credit

Very good for rebuilding confidence to building credit Reviewed on: 6th March 2026

Great service quick response

Great service quick response . Reliable service will always come back to you. Nice people on the phone. Credit card payment reminder is good for purposes Reviewed on: 6th March 2026

Great comunication,and very fair

Great comunication,and very fair Reviewed on: 6th March 2026

I'm ask for lon there in same day transfer excellent...

I'm ask for lon there in same day transfer excellent Zopa Reviewed on: 6th March 2026

Started to use Zopa to help my credit score and have...

Started to use Zopa to help my credit score and have had a fantastic time with them. Started off with low credit and they offer an increase in credit if they are happy with how you are dealing with it. Reviewed on: 6th March 2026

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