Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant product excellent support recommend to all.

Brilliant product excellent support recommend to all. Reviewed on: 10th January 2024

Great card

Great card no problems using and easy to use Reviewed on: 10th January 2024

Understanding customer orientated

great customer service very accurate with notifications and very understanding Reviewed on: 10th January 2024

Easy application, fast response and good interest rates

Easy application, fast response and good interest rates Reviewed on: 10th January 2024

Been smooth sailing so far.

Been smooth sailing so far. Easy to use app Reviewed on: 10th January 2024

Affordable credit card.

Excellent credit card with affordable credit limit and affordable minimum monthly payments . Reviewed on: 10th January 2024

Fab company, ty for giving me the chance to repair...

Fab company, ty for giving me the chance to repair my credit file. Easy app to use and always in time with payments Reviewed on: 10th January 2024

Found them to be very helpful and easy to understand...

Found them to be very helpful and easy to understand Reviewed on: 10th January 2024

Fabulous card

The card is really easy to use , the App is user friendly , Reviewed on: 10th January 2024

Excellent service .

Good service .. excellent and easy to use product.. App and platform for user friendly. Appropriate credit given. Repayments also easy to navigate on the App. Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tymit 4.68 from 155 reviews
Credit Card
from American Express 3.44 from 127 reviews
American Express Credit Card
from American Express 3.68 from 121 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub