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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Customer service

Great customer service, communication through the App is quick and easy to use for things like credit limit increases, card purchases also show quickly in the App Reviewed on: 10th January 2024

Great service from the off good rates and a great cr...

Great service from the off good rates and a great credit builder Reviewed on: 10th January 2024

Great company to deal with, very down to earth and e...

Great company to deal with, very down to earth and extremely helpful when you contact them with any issues Reviewed on: 10th January 2024

Excellent provider

Easy to navigate online. Keep customers informed Reviewed on: 10th January 2024

Never had a The bestproblem with my card all is very...

Never had a problem with my card all is very good Reviewed on: 10th January 2024

I am so happy with my Zopa Credit card I have no com...

I am so happy with my Zopa Credit card I have no complaints at all about it Reviewed on: 10th January 2024

Fast and easy to appl ly

Was easy to apply got expected stright away and the card came quickly Reviewed on: 10th January 2024

Zopa provided help when I most needed it.

Zopa provided help when I most needed it. I am now able to begin to re build a credit score after having come out of an IVA . Their trust has been invaluable. Reviewed on: 10th January 2024

Brilliant product excellent support recommend to all.

Brilliant product excellent support recommend to all. Reviewed on: 10th January 2024

Great card

Great card no problems using and easy to use Reviewed on: 10th January 2024

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