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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Communicate well all through the process and help wh...

Communicate well all through the process and help where ever they can. Excellent app that is easy to use. Reviewed on: 10th January 2024

Quick and easy application.

Quick and easy application. Very good customer service. Would recommend to anyone. Reviewed on: 10th January 2024

Excellent online account

Easy to apply for, monitor your usage for future credit, excellent online service and account. Reviewed on: 10th January 2024

Easy application, no hassle, great app too!

Easy application, no hassle, great app too! Reviewed on: 10th January 2024

Wow fantastic

Fantastic fantastic fantastic highly recommend great product Reviewed on: 10th January 2024

Easy to set up and maintain.

Easy to set up and maintain. App is clear and easy to follow Reviewed on: 10th January 2024

Excellent service thankyou , always happy to Help an...

Excellent service thankyou , always happy to Help and provides extra knowledge and keeps you aware of what’s going on and how to keep you going Reviewed on: 10th January 2024

Good communication easy to understand app useful adv...

Good communication easy to understand app useful advice for improving credit rating Reviewed on: 10th January 2024

Happy to have zopa card , easy and reliable to...

Happy to have zopa card , easy and reliable to use Reviewed on: 10th January 2024

Really good amazing and so easy to use

Really good amazing and so easy to use Reviewed on: 10th January 2024

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