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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing team amazing credit card for people who are...

Amazing team amazing credit card for people who are struggling with their finances Reviewed on: 10th January 2024

EASY TO USE THE CARD.

EASY TO USE THE CARD. PONCTUALITY Reviewed on: 10th January 2024

From application to customer service for everyday qu...

From application to customer service for everyday queries nothing is to much trouble. Reviewed on: 10th January 2024

Very professional customer services,have always expe...

Very professional customer services,have always experienced helpful assistance and answers. Quick and easy to use giving clear information, I'm glad I applied and was accepted by Zopa. At a time when I need to have a credit buffer was a bit apprehensive to apply but it was quick,easy and helpful. I could transfer to another credit card but to be honest I'm staying loyal to Zopa. Reviewed on: 10th January 2024

Low credit score

I didn't think I would get a credit card but zopa were very understanding and helped me increase my credit score Reviewed on: 10th January 2024

A Caring Company

Brilliant Service, Excellent Staff Reviewed on: 10th January 2024

It was easy to apply for a credit safe quick and str...

It was easy to apply for a credit safe quick and straightforward Reviewed on: 10th January 2024

Easy app to use.

Easy app to use. Never had any problems Reviewed on: 10th January 2024

Very good service.

Very good service. Always send reminds when money is coming out. Reviewed on: 10th January 2024

The best card credit

Very good card credit! It is my favorite card credit! Reviewed on: 10th January 2024

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