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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Really clear app to help manage your account and kee...

Really clear app to help manage your account and keep a track of spending. Great communications Reviewed on: 10th January 2024

The help you get is friendly and very understanding

The help you get is friendly and very understanding Reviewed on: 10th January 2024

Good credit card supplier always available to help

Good credit card supplier always available to help Reviewed on: 10th January 2024

Easy to use

Good customer service easy to use app Reviewed on: 10th January 2024

Very good card.

Very good card. no fee using abroad and good exchange rate Reviewed on: 10th January 2024

Great card!

Never had any issues. Always kept up to date. Reviewed on: 10th January 2024

App easy to use custom service second to none always...

App easy to use custom service second to none always there very polite Reviewed on: 10th January 2024

Great help easy to talk to and work with you to sort...

Great help easy to talk to and work with you to sort any problems Reviewed on: 10th January 2024

They are brilliant, very helpful gets it sorted for...

They are brilliant, very helpful gets it sorted for you if have a query, Reviewed on: 10th January 2024

They have put trust in me and it's changed my...

They have put trust in me and it's changed my life Reviewed on: 10th January 2024

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