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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

When numerous companies denied me a credit card to...

When numerous companies denied me a credit card to help with my credit score, Zopa discussed their offer and took me through the repayment options - no other company did this! Reviewed on: 10th January 2024

Great help for credit when I need it

Great help for credit when I need it Reviewed on: 10th January 2024

Excellent

Excellent services and you can use the card abroad. Reviewed on: 10th January 2024

Good customer service , never had a problem

Good customer service , never had a problem Reviewed on: 10th January 2024

My experience with zopa has been nothing but easy go...

My experience with zopa has been nothing but easy going Reviewed on: 10th January 2024

Simple and Great service .

Simple and Great service .Zopa provides good credit service Reviewed on: 10th January 2024

I was struggling too improve my credit rating snd zo...

I was struggling too improve my credit rating snd zopa was the only one who would help and they have been excellent.....so thank you so much zopa excellent in every way Reviewed on: 10th January 2024

Great company happy customer

Great company to deal with app is very good also Reviewed on: 10th January 2024

Excellent service , great communication and reliabil...

Excellent service , great communication and reliability Reviewed on: 10th January 2024

Amazing service and great help with setting up direc...

Amazing service and great help with setting up direct debit Reviewed on: 10th January 2024

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