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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa have been great, a very responsible lender

Zopa have been great, a very responsible lender Reviewed on: 10th January 2024

Amazing company,help you when you most need.

Amazing company,help you when you most need. Reviewed on: 10th January 2024

Excellent service good customer service

Excellent service good customer service Reviewed on: 10th January 2024

Perfect service

Perfect service across the board Reviewed on: 10th January 2024

Have one of the best repayment rates

Have one of the best repayment rates Reviewed on: 10th January 2024

0% balance transfer

With a fair credit rating and finding it hard to get a 0% balance transfer until I was approved by Zopa for £1000, 0% balance transfer for 6 months. Thank you Zopa! Reviewed on: 10th January 2024

Zopa credit card

Easy to use app and very efficient service Reviewed on: 10th January 2024

Excellent customer service

Excellent customer service very good product Reviewed on: 10th January 2024

I applied for the credit card, the application was e...

I applied for the credit card, the application was easy and app so easy to follow, gives you details of all purchases and statements easy to understand. Reviewed on: 10th January 2024

Very good customer service - Quick to resolve and he...

Very good customer service - Quick to resolve and help me Reviewed on: 10th January 2024

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