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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good service, easy to use anywhere

Very good service, easy to use anywhere Reviewed on: 10th January 2024

Good very good

Good very good super work thanks for Reviewed on: 10th January 2024

Very helpful anytime.

Very helpful anytime. I’m happy to have this card. Reviewed on: 10th January 2024

Great experience with Zopa, easy to use app with all...

Great experience with Zopa, easy to use app with all info on the credit card and super friendly customer support Reviewed on: 10th January 2024

None judgmental

With a medium credit score not alot of companies would entertain me but these guys took the "risk" and I can highly recommend them. Reviewed on: 10th January 2024

Easy application process.

Easy application process. Speedy set up. Excellent app Reviewed on: 10th January 2024

Excellent so easy to apply and get credit

Just so easy to apply and get credit Reviewed on: 10th January 2024

thay are a great compeny to have for credit good

thay are a great compeny to have for credit good Reviewed on: 10th January 2024

Credit card

I needed credit applied to Zopa they were so quick and efficient.Excellent service,the app is so easy to use and updated. Reviewed on: 10th January 2024

HELPFUL, Efficient, Professional, well managed

HELPFUL, Efficient, Professional, well managed Reviewed on: 10th January 2024

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