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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I really am so happy with Zopa.

I really am so happy with Zopa. They help you so much. Even in your difficult times, they are there for you, always. Thank you so much Zopa, You were there for me when I really needed help. Thank you also for your excellent service. Reviewed on: 10th January 2024

Never had any problems.

Never had any problems.allways contact you if theres a problem.also keep you up to date with any scams Reviewed on: 10th January 2024

Friendly and easy to deal with.

Friendly and easy to deal with. No complaints at all. Perfect service. Reviewed on: 10th January 2024

Zopa provides value for money.

Zopa provides value for money. Good communication and excellent customer service. Reviewed on: 10th January 2024

It's all you need.

It's all you need. Is easy to use and very satisfied. Reviewed on: 10th January 2024

I’ve been helped in many ways and when I was confuse...

I’ve been helped in many ways and when I was confused they help in ways that made it easily to understand Reviewed on: 10th January 2024

Fantastic service and fair payment plan.

Fantastic service and fair payment plan. Reviewed on: 10th January 2024

Very friendly and helpfu and always cheerful l

Very friendly and helpfu and always cheerful l Reviewed on: 10th January 2024

Great company

Just not had any problems with my account I pay on time so good company Reviewed on: 10th January 2024

Zopa credit card

Very easy to apply and the app helps you keep control of your finances Reviewed on: 10th January 2024

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