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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to get a credit card and even easier to...

Easy to get a credit card and even easier to use Reviewed on: 10th January 2024

I find zopa excellent and very understanding to your...

I find zopa excellent and very understanding to your circumstances, simply outstanding. Reviewed on: 10th January 2024

Start with a low credit until you get use to it.

Start with a low credit until you get use to it. Reviewed on: 10th January 2024

Helpful and efficient

Good service and efficient customer services Reviewed on: 10th January 2024

What an amazing credit provider best yet

What an amazing credit provider by far Reviewed on: 10th January 2024

Very good app and excellent service

Very good app and excellent service Reviewed on: 10th January 2024

Find zopa easy to use.

Find zopa easy to use. With additional information that helps with the credit rating Reviewed on: 10th January 2024

Excellent service do anything they can

Excellent service do anything they can Reviewed on: 10th January 2024

Great card good job well done zopa

Great card good job well done zopa Reviewed on: 10th January 2024

Very easy to use.

Very easy to use. App is straightforward and full of the necessary details. Reviewed on: 10th January 2024

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