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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The credit card experience

It has been a life changing experience and really helped me out really as had a big problem with the car I hoe in the future I can extend the credit limit and I will keep using the Zopa credit card for my advantage Reviewed on: 10th January 2024

Excellent credit card service.

Excellent credit card service. Strongly recommend Reviewed on: 10th January 2024

Easy online application and App

I received a great credit limit and reasonable APR given my previous credit history. Easy to apply online and once accepted, I could use the app online. Very pleased and would highly recommend applying. Reviewed on: 10th January 2024

I'm a very satisfied customer.

I'm a very satisfied customer. Zopa is excellent. Reviewed on: 10th January 2024

Quick and efficient process and very quick easy appl...

Quick and efficient process and very quick easy application was simple and easy to follow great facilities Reviewed on: 10th January 2024

Very easy to use, the app makes it completely clear...

Very easy to use, the app makes it completely clear what the status of your account is and the extra credit information provided is very helpful. They are responsible lenders and don’t give high limits to those who can’t afford them. All accounts can have a safety limit so you can’t accidentally go over your limit. Reviewed on: 10th January 2024

Very good experience and nice team.

Very good experience and nice team. Reviewed on: 10th January 2024

From the application to the app and using the card i...

From the application to the app and using the card it is just an easy to navigate seamless process. Reviewed on: 10th January 2024

They are excellent and very reliable

They are excellent and very reliable Reviewed on: 10th January 2024

Very good service and excellent customer support

Very good service and excellent customer support Reviewed on: 10th January 2024

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