Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

View other Zopa products

4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to deal with, from application to setting up th...

Easy to deal with, from application to setting up the app Reviewed on: 10th January 2024

Haven’t got a bad thing to say about them would high...

Haven’t got a bad thing to say about them would highly recommend Reviewed on: 10th January 2024

not much to say really only that I haven’t had any p...

not much to say really only that I haven’t had any problems Reviewed on: 10th January 2024

Number 1 for me

Very Very happy with the card, easy to use and accepted everywhere Reviewed on: 10th January 2024

I’m delighted to have Zopa credit card because I use...

I’m delighted to have Zopa credit card because I use it for my daily shopping Reviewed on: 10th January 2024

Great 123

Brilliant service and great credit card company Reviewed on: 10th January 2024

No complaints happy with the service

No complaints happy with the service Reviewed on: 10th January 2024

Everything is easy

Everything is easy the app is easy to use. Everything is explained and customer svs is excellent Reviewed on: 10th January 2024

I have been with zopa about 12 months now and find t...

I have been with zopa about 12 months now and find there app and reminder emails great the app is straight forward so find it simple to use and a great service and help Reviewed on: 10th January 2024

Easy website to navigate and an excellent product

Easy website to navigate and an excellent product Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 4.03 from 3 reviews
Gold Card
from first direct 4.23 from 9 reviews
Balance Transfer Credit Card
from Halifax 4.06 from 64 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub