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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy website to navigate and an excellent product

Easy website to navigate and an excellent product Reviewed on: 10th January 2024

Zopa credit card tops all.

Zopa credit card is good value for money..It is the best card I've ever had. No hidden charges when you make purchases and their customer service is very efficient. I therefore recommend Zopa credit card to everyone. Reviewed on: 10th January 2024

Friendly & Helpful staff !

Friendly & Helpful staff ! Very knowledgeable & understanding! Reviewed on: 10th January 2024

I feel as if Zopa are actively looking out for me an...

I feel as if Zopa are actively looking out for me and my finances, such is their engagement, communication and tools on the app. Reviewed on: 10th January 2024

Good communication helpful company

Good communication helpful company Reviewed on: 10th January 2024

The best credit card

Quick & efficient and easy to use Reviewed on: 10th January 2024

How credit cards and companies should be

Clear APR and T&C's, easy to us app Reviewed on: 10th January 2024

Very easy to apply for

Very easy to apply for and I got accepted in under 30 seconds Reviewed on: 10th January 2024

Not expensive, reasonable interest rates, help in ev...

Not expensive, reasonable interest rates, help in every day activities Reviewed on: 10th January 2024

The best

Hello I am satisfied with my zopa credit card! Quick answer no hidden fees! Reviewed on: 10th January 2024

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