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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit card tops all.

Zopa credit card is good value for money..It is the best card I've ever had. No hidden charges when you make purchases and their customer service is very efficient. I therefore recommend Zopa credit card to everyone. Reviewed on: 10th January 2024

Friendly & Helpful staff !

Friendly & Helpful staff ! Very knowledgeable & understanding! Reviewed on: 10th January 2024

I feel as if Zopa are actively looking out for me an...

I feel as if Zopa are actively looking out for me and my finances, such is their engagement, communication and tools on the app. Reviewed on: 10th January 2024

Good communication helpful company

Good communication helpful company Reviewed on: 10th January 2024

The best credit card

Quick & efficient and easy to use Reviewed on: 10th January 2024

How credit cards and companies should be

Clear APR and T&C's, easy to us app Reviewed on: 10th January 2024

Very easy to apply for

Very easy to apply for and I got accepted in under 30 seconds Reviewed on: 10th January 2024

Not expensive, reasonable interest rates, help in ev...

Not expensive, reasonable interest rates, help in every day activities Reviewed on: 10th January 2024

The best

Hello I am satisfied with my zopa credit card! Quick answer no hidden fees! Reviewed on: 10th January 2024

You know where you are with this company

You know where you are with this company Reviewed on: 10th January 2024

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