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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Super service great app

Super service very easy to apply and the app is great Reviewed on: 10th January 2024

I am very happy with the service I have received so...

I am very happy with the service I have received so far from zopa. Reviewed on: 10th January 2024

Zopa was easy to apply for and keeps you up to date...

Zopa was easy to apply for and keeps you up to date with your card, payments etc. Reviewed on: 10th January 2024

The best credit card available.

Excellent from application process through to managing your card. The mobile app is excellent, as is customer service. Easy, straightforward management tools in the app make it clear to understand your spending. Reviewed on: 10th January 2024

The application was easy to fill out.

The application was easy to fill out. Very quick answer Reviewed on: 10th January 2024

excellent experience easy to use and access.

excellent experience easy to use and access. Reviewed on: 10th January 2024

They have given me a chance to prove I can control m...

They have given me a chance to prove I can control my finances Reviewed on: 10th January 2024

my Zopa bank I have no worries about Zopa

Great bank I don't have any worries about Zopa Reviewed on: 10th January 2024

Great service

Zopa listens to your needs and shows real understanding and empathy. Very positive and customer focussed Reviewed on: 10th January 2024

Excellent customer service , helpful and knowledgea...

Excellent customer service , helpful and knowledgeable staff who have a caring attitude . Reviewed on: 10th January 2024

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