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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

It was very easy to apply for a credit card.

It was very easy to apply for a credit card. Once approved the card arrived very quickly and I am in total control with the app. Reviewed on: 10th January 2024

Easy to communicate with .

Easy to communicate with .You get well informed in advance.If there is anything to you will be advised Reviewed on: 10th January 2024

Excellent credit card account, great rates and value...

Excellent credit card account, great rates and value for money. Reviewed on: 10th January 2024

I applied thinking I wouldn't get it but I did the a...

I applied thinking I wouldn't get it but I did the application was so easy to do and was accepted straight away Reviewed on: 10th January 2024

Excellent quality service.

Easy to apply and Easy to manage the app. Excellent quality service. Reviewed on: 10th January 2024

So easy to use love the app everything at a glance...

So easy to use love the app everything at a glance easy payment straight forward transactions i would deffo recomend this creditcard Reviewed on: 10th January 2024

I just wanted to express my satisfaction with your s...

I just wanted to express my satisfaction with your services. The level of efficiency and professionalism displayed by your staff has been exceptional and I am extremely pleased with the overall experience. I highly recommend your bank and will be giving you a five-star rating. Keep up the good work! Sincerely, a satisfied customer. Reviewed on: 10th January 2024

Good credit card for my self

Happy with the customer service, for the apps and notifications Reviewed on: 10th January 2024

Excellent service , customer service friendly, effic...

Excellent service , customer service friendly, efficient Reviewed on: 10th January 2024

New Start

I had a low credit score and they helped to get a credit card. Reviewed on: 10th January 2024

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