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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Seemless, app is User friendly, convenient

Seemless, app is User friendly, convenient Reviewed on: 10th January 2024

Excellent app easy to use and set up good customer s...

Excellent app easy to use and set up good customer service and information provided Reviewed on: 10th January 2024

Super quick application and very easy to manage your...

Super quick application and very easy to manage your money and make repayments Reviewed on: 10th January 2024

Excellent service

Excellent service, from start to finish, would highly recommend Reviewed on: 10th January 2024

Great product and even better customer support

Great product and even better customer support Reviewed on: 10th January 2024

Re Building my credit

Got the credit card because I'm building my credit score back up after my marriage split and can honestly say best credit provider around at the minute. Reviewed on: 10th January 2024

Very understanding and no pressure from Zopa.

Very understanding and no pressure from Zopa. Always a clear understanding of my finances. Reviewed on: 10th January 2024

No problem getting the card and always notified me a...

No problem getting the card and always notified me any changes Reviewed on: 10th January 2024

It’s a good credit card money is all ways there real...

It’s a good credit card money is all ways there really good Reviewed on: 10th January 2024

Zopa credit card is perfect, is always correct I’m v...

Zopa credit card is perfect, is always correct I’m very easy to use and understand never had any trouble with it. You guys are the best thank you Reviewed on: 10th January 2024

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
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