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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Got the money easy and faster, quick decision.

Got the money easy and faster, quick decision. Reviewed on: 17th January 2026

Very good service and credit limit and interest is v...

Very good service and credit limit and interest is very good compared to others Reviewed on: 17th January 2026

Easy to set up, communication exerlent, serve my needs.

Easy to set up, communication exerlent, serve my needs. Reviewed on: 17th January 2026

I find Zopa very informative and helpful

I find Zopa very informative and helpful Reviewed on: 17th January 2026

Five star

Brilliant firm very professional at all times easily accessible and straight forward xxx Reviewed on: 17th January 2026

Best one

Zopa is the best credit ever. I had. Reviewed on: 17th January 2026

Great Card

This card is the only card I carry with me when I go shopping as It's very handy to have and the Interest isn't very high Reviewed on: 17th January 2026

Easy to every thing. Satusfied

Easy to every thing.satisfied with shooing purchages Reviewed on: 17th January 2026

Top company from UK what i see and what i have until...

Top company from UK what i see and what i have until now, we work from more then 4 years and all the time helping full Reviewed on: 17th January 2026

Excellent and very straightforward

Excellent and very straightforward to use Reviewed on: 17th January 2026

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