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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Creme de la creme

I have had nothing but a superb service from you when I've needed it Reviewed on: 10th January 2024

Excellent customer service/ no speaking to a robot.

Excellent customer service/ no speaking to a robot. Everything is on line easy to follow Reviewed on: 10th January 2024

Never had any problems with Zopa

Never had any problems with Zopa Reviewed on: 10th January 2024

Unable to download statements.

Unable to download statements. Difficult to monitor my account. Reviewed on: 10th January 2024

Zopa team always keep you informed about your accoun...

Zopa team always keep you informed about your account and the staff appear to be actually interested in helping their customers Reviewed on: 10th January 2024

Great service always very helpful and always well in...

Great service always very helpful and always well informed about new products Reviewed on: 10th January 2024

A card you can trust.

A card you can trust. Great security, great service. Always offering to help if needed. Great communication in all aspects regarding my account. Plenty of notice given for direct debit. Which can be changed to suit. Account is easy to track for customers. You Always know what is available at any given time. No hidden fees very straight forward. Reviewed on: 10th January 2024

When I call they answer very quickly and there app i...

When I call they answer very quickly and there app is so good Reviewed on: 10th January 2024

They are a fantastic company and have helped me out,...

They are a fantastic company and have helped me out, woukd highly recommend Reviewed on: 10th January 2024

Zopa provide very good service.

Zopa provide very good service. I am very happy with zopa service Reviewed on: 10th January 2024

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