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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service all round jim

Great service all round highly recommended Reviewed on: 10th January 2024

The fees and customer service is great will help wit...

The fees and customer service is great will help with any problem and do not keep on offering more services Reviewed on: 10th January 2024

Love this card

I've always felt you were very helpful and helped when I needed it Reviewed on: 10th January 2024

An ideal first Credit card

All aspects of the app are easy to use & understand. Hello with any problems is always available. Reviewed on: 10th January 2024

Friendly helpful and very professional

Friendly helpful and very professional Reviewed on: 10th January 2024

It's good service and I always know where j am with...

It's good service and I always know where j am with my card by following payment dates etc. Although I wish they would review credit increase more. Reviewed on: 10th January 2024

Very good so polite and friendly all the financial s...

Very good so polite and friendly all the financial services like banks credit cards from all companies should be like Zopa because Zopa cares and helpful . Reviewed on: 10th January 2024

Amazing always helpful good limits amazing app perfect

Amazing always helpful good limits amazing app perfect Reviewed on: 10th January 2024

Zopa simply the best

Zopa keep in touch making sure you can afford to pay back your CC Reviewed on: 10th January 2024

Good experience so far and will stay the bank

Good experience so far and will stay the bank Reviewed on: 10th January 2024

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