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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Proud Zopa customer

Very transparent company with very quick response times to queries. Customer service is exceptional too. Proud Zopa customer! Reviewed on: 10th January 2024

Zopa has my vote

Zopa are user friendly from every aspect of the customer experience.from start to finish from application process to the use of the product it is so simple to use and easy to understand.Customer service is second to none with your importance at the forefront.The app is very user friendly for all and I would recommend Zopa in a heartbeat. Reviewed on: 10th January 2024

Very good experience and service

Very good experience and service Reviewed on: 10th January 2024

Very easy app & nothing complicated, I certainly wou...

Very easy app & nothing complicated, I certainly would recommend to others. Reviewed on: 10th January 2024

Great service professional company

Great service professional company Reviewed on: 10th January 2024

Very good service provided all in one place

Very good service provided all in one place Reviewed on: 10th January 2024

Effective services

The process was simple and straightforward Reviewed on: 10th January 2024

Always good rates and very fast response

Always good rates and very fast response Reviewed on: 10th January 2024

Really clear, simple and easy to use and supportive...

Really clear, simple and easy to use and supportive of people with lower credit scores. They respect us and treat us fairly. Reviewed on: 10th January 2024

Excellent service and very understanding

Excellent service and very understanding Reviewed on: 10th January 2024

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Alternative products

Purchase Credit Card
from Halifax 3.50 from 19 reviews
Platinum Credit Card
from Lloyds Bank 4.26 from 57 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

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