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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent customer service.

Excellent customer service. Easiest credit card to use and easiest app to use. Would recommend this to anyone who is looking for a great deal with Zopa. Reviewed on: 10th January 2024

Zopa makes managing your account straightforward

Zopa keep you informed at every stage from application to management of your account. Reviewed on: 10th January 2024

Great credit card

Great card never any issues with a great app Reviewed on: 10th January 2024

Excellent service

Excellent service very good customer service Reviewed on: 10th January 2024

Mr carman

When I applied had the descion in no time at all and up my credit limit which helps I'm very pleased indeed with everyone have told loads of my friends to apply Reviewed on: 10th January 2024

Great card and easy to apply for

Great card and easy to apply for Reviewed on: 10th January 2024

Easy to set up and use.

Easy to set up and use. Great customer service when i've needed it Reviewed on: 10th January 2024

Great service

Fast and reliable and the staffs are good Reviewed on: 10th January 2024

Very easy to use,friendly services and support.

Very easy to use,friendly services and support. Reviewed on: 10th January 2024

Very good costumer service and easy to use the app.

Very good costumer service and easy to use the app. Reviewed on: 10th January 2024

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