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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

excellent credit card and service

excellent credit card and service Reviewed on: 10th January 2024

Very happy with my Zopa credit card.

I have had a credit card with Zopa for a few years now. I find it very easy to navigate my account online via the app and to keep on top of my spending in real time and not have to wait for a statement. Reviewed on: 10th January 2024

Excellent service the online service is very easy to...

Excellent service the online service is very easy to use Reviewed on: 10th January 2024

Great friendly helpful staff nothing is a problem.

Great friendly helpful staff nothing is a problem. Reviewed on: 10th January 2024

Great customer service

Great customer service. Easy to access Reviewed on: 10th January 2024

Great provider , I strongly recommend to my friends...

Great provider , I strongly recommend to my friends and family Reviewed on: 10th January 2024

Relatively high APR but affordable.

Relatively high APR but affordable. No offers of increased credit limit. I could use a little higher. The app is quite useful for keeping track and helps spending controls and budgeting. The message below is a bit overbearing and I feel unnecessary Reviewed on: 10th January 2024

Great provider, always helpful, easy payments and gr...

Great provider, always helpful, easy payments and great customer services Reviewed on: 10th January 2024

ZOPA Credit

Won’t let you spend what you don’t have. Reviewed on: 10th January 2024

Great to deal with .

Great to deal with .Happy to use their credit card.good service Reviewed on: 10th January 2024

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