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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit card

Very helpful and understanding .Look after the customer needs. Reviewed on: 10th January 2024

Excellent App and excellent customer service coupled...

Excellent App and excellent customer service coupled with a good rate of interest. Reviewed on: 10th January 2024

Great card.

Great card. Split balance transfer and regular card in one. Great app easy to use. Competitive rate. All round a very good product Reviewed on: 10th January 2024

a good card easy to use app kept up to date wit...

Such a good card easy to use app kept up to date with all the information needed Reviewed on: 10th January 2024

Zopa credit card has helped me get my credit score u...

Zopa credit card has helped me get my credit score up, it is also really handy when i hit a sticky patch financially near to pay day Reviewed on: 10th January 2024

All good , have called the office with an issue prev...

All good , have called the office with an issue previously that got dealt with Reviewed on: 10th January 2024

Zopa newbie

Really polite and friendly and helpful staff upon a recent enquiry and felt comfortable about reassured Reviewed on: 10th January 2024

Very easy to understand and to use full access to yo...

Very easy to understand and to use full access to your account and it's easy to see your transactions Reviewed on: 10th January 2024

Mariusz UB10

Wspaniała karta najlepsi best of the best Reviewed on: 10th January 2024

Easy no trouble service quick and simple

Easy no trouble service quick and simple Reviewed on: 10th January 2024

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