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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great customer good support

Great customer service good support Reviewed on: 10th January 2024

Excellent and affordable services

Excellent and affordable services and outstanding customer care Reviewed on: 10th January 2024

Zopa have a good product

Zopa have a good product with their dual limit transfer card. Customer service is slick and the app works perfectly. Reviewed on: 10th January 2024

Absolutely faultless service throughout.

Absolutely faultless service throughout. It's a pity other providers weren't as efficient. Reviewed on: 10th January 2024

.Great Product

Never had an issue and a great product. Reviewed on: 10th January 2024

Love my Zopa card! .

Never had any issues with Zopa. When you put a payment on your card, it goes through imminently unlike other credit cards. Reviewed on: 10th January 2024

A must to have in your purse

Excellent service / easy to use / good to have Reviewed on: 10th January 2024

EXCELLENT

Had to make a call regards an item I didn't recognise, it eas dealt with immediately. It reassured me and made me feel better. Reviewed on: 10th January 2024

Zopa credit card

Zopa credit card should be your card of choice. It comes with great customer service too. Reviewed on: 10th January 2024

Never had any problems

Never had a problem, when I got scammed they sorted everything and I got refunded Reviewed on: 10th January 2024

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