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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card and very flexible and good rates

Great card and very flexible and good rates Reviewed on: 10th January 2024

As always with Zopa incredible service, easy applica...

As always with Zopa incredible service, easy application and monitoring spend clear and simple. Everything is customer focused and easy to use Reviewed on: 10th January 2024

Just plain and simple to use and very useful app to...

Just plain and simple to use and very useful app to manage all my transactions Reviewed on: 10th January 2024

Top credit card company.

Top credit card company. Very good customer service. Would recommend to anybody. Reviewed on: 10th January 2024

A Great Card.

Its an excellent Credit Card to get your credit rating going in the right direction. Reviewed on: 10th January 2024

Zopa helped me when I was in my worst financial situ...

Zopa helped me when I was in my worst financial situation Reviewed on: 10th January 2024

Minimum payment is small

Very easy to use. I ike the fact that they don't require huge payments every month as some cards do. Reviewed on: 10th January 2024

great credit card accepted in all oulets i have used...

great credit card accepted in all oulets i have used in. Reviewed on: 10th January 2024

Very happy with product and services.

Very happy with product and services. I wouldn't hesitate to recommend the company to anyone who wanted an easy to use credit card. Reviewed on: 10th January 2024

Had with my card and the site is ea...

Had no problem with using my card and the site is easy navigate Reviewed on: 10th January 2024

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