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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Super service Carnt wait till Apple Pay is available

Super service Carnt wait till Apple Pay is available Reviewed on: 10th January 2024

Very good customer service and App easy to use

Very good customer service and App easy to use Reviewed on: 10th January 2024

Customer service is outstanding, app is ready to use...

Customer service is outstanding, app is ready to use, statements are easy to understand. Reviewed on: 10th January 2024

Reliable easy and fantastic

Reliable easy and efficient great app and service Reviewed on: 10th January 2024

Service is easy to use, everything is well explained.

Service is easy to use, everything is well explained. Reviewed on: 10th January 2024

Zopa is an excelent provider.

Zopa is an excelent provider..everything is quick and nice Reviewed on: 10th January 2024

Does exactly what it sez on the tin.

Does exactly what it sez on the tin.Fair rates and good service Reviewed on: 10th January 2024

Great customer service and value for money.

Great customer service and value for money.easy and affordable payment system Reviewed on: 10th January 2024

Wonderful people never had a problem

Wonderful people never had a problem Reviewed on: 10th January 2024

The app is fantastic and customer service very good.

The app is fantastic and customer service very good. Never any problems with paying for things using my card Reviewed on: 10th January 2024

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