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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

Great and easy to use good customer service Reviewed on: 6th March 2026

Versatile card for all financial needs

Zopa caters to needs and has different offerings Reviewed on: 6th March 2026

I have a credit card from Zopa, the app is really us...

I have a credit card from Zopa, the app is really useful to keep track of spending and managing payments. It was easy to apply for. I would highly recommend anyone to give Zopa a go. I also have a current account with them so it's easy to everything In one place. Reviewed on: 6th March 2026

Easy to sign up to with no complications and easy to...

Easy to sign up to with no complications and easy to navigate app. Reviewed on: 6th March 2026

Nice and easy application.

Nice and easy application.Good customer service. Reviewed on: 6th March 2026

Easy to use my account , easy to use app

Easy to use my account , easy to use app Reviewed on: 6th March 2026

Very friendly and helpful staff and.

Very friendly and helpful staff and. A reallly easy to use app Reviewed on: 6th March 2026

Credit card experience

Easy to apply, card arrived very quickly, a great app, easy to manage and navigate. Reviewed on: 6th March 2026

No worries

Never had a problem with them I use card and forget about it, the website is very good and easy to use brilliant Reviewed on: 6th March 2026

Very easy to open one.

Very easy to open one. I've even got my wife credit card. Reviewed on: 6th March 2026

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Want to see more from Zopa?

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