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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43483 reviews)

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4.94

Based on 43,483 reviews, last reviewed 15th Mar 2026

155250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good it works everywhere every time Good it works everywhere every time Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43483)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

It'sJust been a really good experience from Day one,

It'sJust been a really good experience from Day one, Reviewed on: 16th January 2026

Zopa credit card is one of the best credit option, t...

Zopa credit card is one of the best credit option, they are also offering good APR on savings account (BISCUIT) Reviewed on: 16th January 2026

Great card and great customer service

Great card and great customer service Reviewed on: 16th January 2026

Zopa is a excellent credit card.

Zopa is a excellent credit card. Reviewed on: 16th January 2026

Great service, trusted and quick

Great service, trusted and quick Reviewed on: 16th January 2026

Easiest banking app to use.

Easy to use app and you can do everything on it, so simple Reviewed on: 16th January 2026

Thank you for taking a chance with me it’s much app...

Thank you for taking a chance with me it’s much appreciated and easy to contact if I have any difficulties Reviewed on: 16th January 2026

So simple no hassle very please with my Zopa card

So simple no hassle very please with my Zopa card Reviewed on: 16th January 2026

Helped my credit rating easy to apply online

Helped my credit rating easy to apply online Reviewed on: 16th January 2026

Seamless service and easy navigation on the app

Seamless service and easy navigation on the app Reviewed on: 16th January 2026

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