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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

There is never a problem that Zopa can not deal with...

There is never a problem that Zopa can not deal with when I have spoken to a representative Reviewed on: 9th January 2024

Epically good company !!

Just a brilliant service.. I have both a card and a loan and Zopa are brilliant company to work with Reviewed on: 9th January 2024

Always excellent customer service very happy with zopa

Always excellent customer service very happy with zopa Reviewed on: 9th January 2024

Brilliant, easy to use app, excellent customer servi...

Brilliant, easy to use app, excellent customer service, have experienced no problems, plenty of information available. Reviewed on: 9th January 2024

Zopa: A New Era in Banking Excellence

I've been using the Zopa Credit Card for over a year now, and I must say, it's been an absolute game-changer for me. From its user-friendly app to the exceptional customer service, Zopa has set a new standard in the banking industry. Their attention to detail and commitment to providing a seamless experience have been evident in every interaction. If you're considering a new credit card or any banking services, I cannot recommend Zopa enough. They truly understand what modern consumers need and deliver it with finesse and reliability. Reviewed on: 9th January 2024

Fab Company

from easy application for credit card to use of mobile app and great customer service team. Can't fault really Reviewed on: 9th January 2024

Always very professional and friendly

Always very professional and friendly and willing to help Reviewed on: 9th January 2024

Manage to balance transfer for interest free period...

Manage to balance transfer for interest free period found easy and straight forward. Reviewed on: 9th January 2024

Gave me a chance with low credit

Earned money saving with them but have had to withdraw it all due to person finance issues. Also have a credit card with them when I had lowe credit score they gave me a chance and it's been a life saver over the last couple of years. Reviewed on: 9th January 2024

The app is very easy to use, no issues, user friendly.

The app is very easy to use, no issues, user friendly. Excellent service all round. Reviewed on: 9th January 2024

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