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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service

Great customer service. Zopa provide prompt and efficient customer care Reviewed on: 8th January 2024

Great credit card provider and offer saving options...

Great credit card provider and offer saving options on your card app very glad I went with zopa.... Offer regular credit limit increases if you want it.... no complaints at all Reviewed on: 8th January 2024

I’ve not had any need to contact customer service bu...

I’ve not had any need to contact customer service but I can keep an eye on my spending also on my savings too Reviewed on: 8th January 2024

Very impressive and easy to use service.

Very impressive and easy to use service. Reviewed on: 8th January 2024

I got my credit card to build up my credit status.

I got my credit card to build up my credit status. Service has been very good Reviewed on: 8th January 2024

Excellent product and service the app is easy to use

Excellent product and service the app is easy to use Reviewed on: 8th January 2024

Zopa are a great company

Zopa are a great company and as well as a credit card I have savings thanks to the 7 day notice account. They are a great company. Reviewed on: 8th January 2024

Best loan and card provider

Also had a loan and the service was amazing Reviewed on: 8th January 2024

Easy to use online service, with saving access as we...

Easy to use online service, with saving access as well . Reviewed on: 8th January 2024

Great product helped when I needed it.

Great product helped when I needed it. Good customer service and no hassle Reviewed on: 8th January 2024

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