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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card provider and offer saving options...

Great credit card provider and offer saving options on your card app very glad I went with zopa.... Offer regular credit limit increases if you want it.... no complaints at all Reviewed on: 8th January 2024

I’ve not had any need to contact customer service bu...

I’ve not had any need to contact customer service but I can keep an eye on my spending also on my savings too Reviewed on: 8th January 2024

Very impressive and easy to use service.

Very impressive and easy to use service. Reviewed on: 8th January 2024

I got my credit card to build up my credit status.

I got my credit card to build up my credit status. Service has been very good Reviewed on: 8th January 2024

Excellent product and service the app is easy to use

Excellent product and service the app is easy to use Reviewed on: 8th January 2024

Zopa are a great company

Zopa are a great company and as well as a credit card I have savings thanks to the 7 day notice account. They are a great company. Reviewed on: 8th January 2024

Best loan and card provider

Also had a loan and the service was amazing Reviewed on: 8th January 2024

Easy to use online service, with saving access as we...

Easy to use online service, with saving access as well . Reviewed on: 8th January 2024

Great product helped when I needed it.

Great product helped when I needed it. Good customer service and no hassle Reviewed on: 8th January 2024

I am very pleased with the terms Zoopa offers and th...

I am very pleased with the terms Zoopa offers and that they are so flexible when it comes to repayment Reviewed on: 8th January 2024

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