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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I am very pleased with the terms Zoopa offers and th...

I am very pleased with the terms Zoopa offers and that they are so flexible when it comes to repayment Reviewed on: 8th January 2024

Clear , honest , easy app ,, very straightforward in...

Clear , honest , easy app ,, very straightforward informative app , and emails ,, always up to date Reviewed on: 8th January 2024

Quick easy simple and not overpriced.

Quick easy simple and not overpriced. Reviewed on: 8th January 2024

Go to credit card for me

I have had a Zopa credit card and also savings account for 18 months now and am very happy with these products Thankyou zopa Reviewed on: 8th January 2024

Recommended!

I’ve never had any issues with Zopa and when I lost my card it was simple and efficient to change using the app! Reviewed on: 8th January 2024

A very informative and very efficient Credit Card...

A very informative and very efficient Credit Card service. Immediate payments and notifications such as Payment Receipts. Reviewed on: 8th January 2024

No problems is a good sign of competence comment...

I have had no problems so it’s difficult to comment except to say that having no problems is a clear reflection of Zopa’s efficiency and good service. Reviewed on: 8th January 2024

after completing my iva i needed to rebuild

after completing my iva i needed to rebuild my credit and zopa gave me that chance Reviewed on: 8th January 2024

Easy to use app and timly text message updates

Easy to use app and timly text message updates Reviewed on: 8th January 2024

Excellent service and very easy to use app which kee...

Excellent service and very easy to use app which keeps you on track Reviewed on: 8th January 2024

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