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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great usability

Easy to apply and set up. Easy to use app - everything in one place. Great usability Reviewed on: 8th January 2024

Zopa is very good and very helpful for us.

Zopa is very good and very helpful for us.his services is very good Reviewed on: 8th January 2024

***** amazing value , we need more zopas

***** amazing value , we need more zopas Reviewed on: 8th January 2024

Excellent credit card

Excellent products ,helpful for improving your credit score Reviewed on: 8th January 2024

Perfect Bank with Petfect App

Perfect to deal with no hassle at all. Very clear and upfront with charges. Easy app which is very customer focused and friendly to use: not had to call customer service because of this. Would highly recommend to family and friends. Been using Zopa Bank Credit Card for around a year I wish I had known about them a couple of years ago tbh. The Banking app and Credit Card are very secure to use. A pleasure to use and be with. A1 Reviewed on: 8th January 2024

Excellent customer service.

Excellent customer service, prompt response to queries Reviewed on: 8th January 2024

Excellent app, easy to use and very quick!

Excellent app, easy to use and very quick! Personally love that their are no surcharges for using the card for purchases in any country in the world. Reviewed on: 8th January 2024

Very friendly customer service apps easy to use the...

Very friendly customer service apps easy to use they keep up date when your limited Reviewed on: 8th January 2024

Excellent company

Easy to use app plus when I’ve contacted them they have been very quick to respond Reviewed on: 8th January 2024

i was really poor with money before i was accepted m...

i was really poor with money before i was accepted me for a credit card .how that has changed they provided clear information and always keep you aware of your spending .they are interactive and dare i say it they are fun .Thankyou Reviewed on: 8th January 2024

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