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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to arrange good credit limit easy payments

Very compatible interest rates Easy to make payments and they always keep in touch and keep me updated Reviewed on: 12th April 2023

Really easy to manage account

I've been with Zopa for a few months and it''s been great. Reviewed on: 12th April 2023

Fantastic

Great company great rates and looks after valuable customers, 5 star Reviewed on: 12th April 2023

Credit card

Excellent service they allow you pick a payment date that suits you Reviewed on: 12th April 2023

Perfect product

Easy application, no hidden charges, 0% interest on balance transfers really helped me. Would highly recommend. Reviewed on: 12th April 2023

Amazing card

Easy to use, helps with credit score Reviewed on: 12th April 2023

Trustworthy

Always there for me when I needed it. Reviewed on: 12th April 2023

A Good fair honest Company

Zopa is a Good fair honest Company, who I would recommend more than the established companies. Easy is another word I would associate with Zopa. Reviewed on: 12th April 2023

Great Service

Always there to help when needed. Reviewed on: 12th April 2023

No doubt the best credit card company

The app makes life simple very easy to navigate excellent company Reviewed on: 12th April 2023

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