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Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant system.

5
Easy to navigate and seamless payment system. Reviewed on: 12th April 2023

Thank you

5
Thank You for your help,i will be with You ,You are the best Reviewed on: 12th April 2023

Brilliant card

5
Easy to apply App is really good Great notifications to keep you in control Reviewed on: 12th April 2023

Excellent

5
Very easy to apply and quick response Reviewed on: 12th April 2023

Excellent

5
Zopa are an excellent provider! Everything is clear, concise and fair. Reviewed on: 12th April 2023

Great and easy to use

5
Brilliant and easy to set up and using app makes it a lot better Reviewed on: 12th April 2023

Review of credit card

5
Best credit card I have had, it has an app like most but its easy to make parents have instant access to the transactions and also sends an alert for what I have spent and where which is a very useful and safeguarding aspect of the card especially from a fraudulent point of view and as a bonus it helps to improve your credit score. Reviewed on: 12th April 2023

Mr Joelito Obeja

5
Very responsive and quick action when dealing my enquiry Reviewed on: 12th April 2023

Responsible lender at last

5
No frills easy to use app I have complete trust in the product unlike other lenders Well done Mark flynn Reviewed on: 12th April 2023

Credit card

5
Easy to use app, easy payment methods and card updates straight away. Reviewed on: 12th April 2023

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