Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent customer service

Always helpful and friendly customer service, regular product updates offering great products Reviewed on: 12th April 2023

Very helpfull

I have got my credit card with zopa and using the app is very handy and staff very help full via apo on the chat Reviewed on: 12th April 2023

Perfect

The most reasonable on the market Reviewed on: 12th April 2023

Quick, easy and not expensive

Can't fault Zopa at all. Credit card application was done in a couple of minutes, credit limit was accepted at a reasonable level and the monitoring app couldn't be easier! Reviewed on: 12th April 2023

Quick easy painless

I required a small amount credit card to build my credit score, and used clear score this was the first one to come up, application process was quick and easy got accepted straight away and the card arrived with in a couple of days. The easy to use app and updates via notification or email about states, couldn’t of been easier Reviewed on: 12th April 2023

Good service

Good APR and very good services Reviewed on: 12th April 2023

Great company

Having had credit problems in my past it has not been easy to get a cc but then along come Zopa. Easy to apply and wow done! Customer service great,starting amount great and continuing to be great. Thank you Zopa. Reviewed on: 12th April 2023

Very reliable service

It's a good relief for me and am so grateful that my application was accepted and approved, it came in at the moment l think it's over .am so grateful and do appreciate the reputable organisation. Reviewed on: 12th April 2023

Very easy to use

Its Helped me build my credit history up when no other credit card company would Reviewed on: 12th April 2023

Hassle free

Hassle free I never had a problem with zopa or the card. I am kept well informed of any changes that are being made. Using the app is simple to use and has always made any questions I have had easy to get answers Reviewed on: 12th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Tymit 4.62 from 155 reviews
marbles credit card
from NewDay 4.37 from 543 reviews
Everyday credit cards
from Lloyds Bank 4.08 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub