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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43479 reviews)

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4.94

Based on 43,479 reviews, last reviewed 14th Mar 2026

155050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’m extremely happy with my card! I’m extremely happy with my card!!! Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43479)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

They are a good credit card and don't bother you but...

They are a good credit card and don't bother you but let you pay without bother Reviewed on: 16th January 2026

Excellent

Quick service and customer care services is excellent Reviewed on: 16th January 2026

The constant updates and messages are helpfull

The constant updates and messages are helpfull Reviewed on: 16th January 2026

A shining light

I was accepted by Zopa when I would not be accepted anywhere else. So it is in reality 110% from me. Reviewed on: 16th January 2026

great service.

great service. i never have any problems Reviewed on: 16th January 2026

Very quick to combat fraudulent activity

My card was used fraudulently and zopa were straight on it and recovered the money within a few days Reviewed on: 16th January 2026

Everything about Zopa has been first class, so easy...

Everything about Zopa has been first class, so easy to use Reviewed on: 16th January 2026

Very happy with the service.

Very happy with the service. Updates come through regularly with guides on how to help with finances. There are many tools they recommend on how to help with debt or managing your spending. Great card and wouldnt change. If unsure, read the tips etc and you'll decide Zopa is for you!! Reviewed on: 16th January 2026

Good but charges expensive i like to yse but expens...

Good but charges expensive i like to yse but expensive Reviewed on: 16th January 2026

My zopa at me

My experience has been brilliant its value for money and repayments manageable customer service is excellent I would advise anyone thinking of getting a credit card to choose zopa Reviewed on: 16th January 2026

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