Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simple and easy to use

Easy access to app and communication with the company Reviewed on: 12th April 2023

Excellent credit card

Got accepted straight away. Easy to use app and easy to make payments through the app. Would definitely recommend Reviewed on: 12th April 2023

The enabler

My relationship with Zopa has enabled me to do so much that I wouldn’t have before. The communication is fabulous… the fact I am able to stay in control… all together I am very happy!!! Reviewed on: 12th April 2023

Really good

Nice In contact all time no pressure or hassle. Reviewed on: 12th April 2023

Great product and service

Great service great app, easy to use always in control Reviewed on: 12th April 2023

So easy to stay in control

This is by far the best card I have. You have all finance options at the press of a button. They promote opportunities for savings too. Reviewed on: 12th April 2023

Easiest to use and really good

Best credit card provider, one of the easiest to use Reviewed on: 12th April 2023

Very good

Very good credit card!!!! Excellent Reviewed on: 12th April 2023

Quick and easy

Applying for the card was quick and easy. Process straight forward and communication was great. Use of the card is quick and easy. Repayment is easy , just set your repayments and watch your spending Reviewed on: 12th April 2023

Best service delivery

Excellent customer care and communication Reviewed on: 12th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.69 from 206 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Credit card
from first direct 4.26 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub