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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

I am new to zopa and my application didn't take long to be approved. Card was delivered in a few days time. Easy to use on Google pay. Reviewed on: 12th April 2023

Credit card

Great card, easy to apply. Excepted straight away Reviewed on: 12th April 2023

Very easy to use and understand

Find the whole card to use and understand the costs Reviewed on: 12th April 2023

Perfect and straightforward

Kind and friendly, informative and trusted Reviewed on: 12th April 2023

Very pleased

I applied for the credit card and was accepted, it is a great help. Reviewed on: 12th April 2023

Very good service

Is very good service no issue and no problem with them Reviewed on: 12th April 2023

Simple

So simple to use and set up. Everything is easy to use via the app and customer service are very helpful too. Would definitely recommend. Reviewed on: 12th April 2023

100% recommended

I'm using there cradit Card it's work very good. Reviewed on: 12th April 2023

Awesome

Zopa is awesome. I use for my beauty treatments. And this card is amazing. Reviewed on: 12th April 2023

Efficient & great service

I cannot praise the staff at Zopa enough. They are helpful and accommodating. The application process was so easy and management of your account is simple with the App, you always know where you stand. Outstanding! Reviewed on: 12th April 2023

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