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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good app, good service

I know where I am at all times with Zopa, accessible finance Reviewed on: 11th April 2023

Quality top service

Awesome company always there when you need them. No matter what your history. Seem to know when you need a helping hand Reviewed on: 11th April 2023

Simply brilliant!

Un complicated and professional app systems. And very customer focused on orientated Reviewed on: 11th April 2023

The best Bank I've used

Friendly, great interest rates, helpful staff. Just a great service all round. Reviewed on: 11th April 2023

Best credit card

My new friend zopa....its so simple and the app is brilliant Reviewed on: 11th April 2023

Somewhere to start from

Zopa could be helpful when extra is needed, whether it is going through difficult times or wanting to make better of a reasonable situation. Reviewed on: 11th April 2023

FAST AND PROMPT DELIVERY

WAS THE BEST SERVICE I'VE HAD FROM ANY CREDIT CARD COMPANY Reviewed on: 11th April 2023

Good

Happy with zopa.will be recommended to friends Reviewed on: 11th April 2023

Everyone needs Zopa

Every contractual agreement were honored to the later. Above all is the excellent customer service. Reviewed on: 11th April 2023

Fast, easy and comfortable for using.

I am use often and for me is very easy to use and very good security have. I am feeling safety. Reviewed on: 11th April 2023

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Want to see more from Zopa?

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