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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

No probs straight forward.

Everything simple. App very easy to use. Reviewed on: 11th April 2023

Wonderful

This card helps me out every month Reviewed on: 11th April 2023

Solid card with great app

Great for bad credit rating, with really good technology Reviewed on: 11th April 2023

Everything really good

Cards really good and good to pay off Reviewed on: 11th April 2023

Excellent Card

Ice had the best experience with Zopa. From application through to approval Could bot have been any easier. The app is fantastic helping me to keep check on my spending, easy to make my monthly repayments. Simple to pay off a bit more if I want and great customer service! Good rates too! What more could you want from a card? Reviewed on: 11th April 2023

Awesome

Really good no annual fee in my eyes is the best credit card many thanks Reviewed on: 11th April 2023

No frills

A very simple and clear application process, and low, realistic starting credit limit. A no frills approach to this credit card company. Reviewed on: 11th April 2023

Credit card

Great rates the app. Is easy to navigate and gives you all the information you need when you need it Reviewed on: 11th April 2023

Nice

Nice and easy to use , payments are easy to either pay direct debit or minimum. Always know when and how much is due in good time to pay Reviewed on: 11th April 2023

Helpful and fast

Have always been helped with any problems and treated with respect good people Reviewed on: 11th April 2023

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