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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have never had any issues or problems with Zopa an...

I have never had any issues or problems with Zopa and when I needed to move my payment date again no issues and very easy to do. My statements come in regularly making everything clear to me. I’m really happy with Zopa. Reviewed on: 16th January 2026

I have not had any issues with Zopa, as their compet...

I have not had any issues with Zopa, as their competent staff is always at hand to answer any queries. I just wish the credit limit will be increased Reviewed on: 16th January 2026

No fuss.

No fuss.Bang upto date and flexible with an easy to use app this is not just a credit card and Zopa can offer far more. Reviewed on: 16th January 2026

Excellent

Good deals with hood outstanding products Reviewed on: 16th January 2026

Very impressed first time customer.

As a first time customer, Zopa has been really amazing. Their app is very easy to navigate, very good interest rate and repayment options, great consistent communication and convenient. Love the many perks that come with the credit card as well. Reviewed on: 16th January 2026

Keep you updated.

Keep you updated. Always on hand to help. Reviewed on: 16th January 2026

My summary of the excellence of Zopa Credit Card

Zopa provide customers with updates, new opportunities and the website, makes my account management simple and non time consuming. Zopa provide current updates on my account providing emails of very recent activity on my account which would enable me to recognise if my card had been used in a transaction other than myself, and thus provides an immediate alert of “potential fraudulent use”. Thoroughly happy with Zopa and thanks, Reviewed on: 16th January 2026

Easy repayments creddit goes straight back into acco...

Easy repayments creddit goes straight back into account Reviewed on: 16th January 2026

Zopa is very helpful with getting ones finances back...

Zopa is very helpful with getting ones finances back on track, the app is also very user friendly. Reviewed on: 16th January 2026

Zopa are very good any problems solved straight away...

Zopa are very good any problems solved straight away I have set up a monthly plan so no worries about miss payments Reviewed on: 16th January 2026

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