Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very happy to use Zopa card.

Very happy to use Zopa card. It is easy to use and to buy staff. Reviewed on: 6th March 2026

It's very easy to use and paper work online very wel...

It's very easy to use and paper work online very well set out to understand. Reviewed on: 6th March 2026

Brilliant service no problem always there too help...

Brilliant service no problem always there too help no pressure off any bod Reviewed on: 6th March 2026

Zopa has been a lifeline for me!

Zopa has been a lifeline for me! I have nothing negative to say about the experience using it - the app is excellent and easy to use. Reviewed on: 6th March 2026

Go get a Zopa...

After Covid and getting my self into bad credit Zopa were the only company willing to help me Reviewed on: 6th March 2026

Absolutely perfect easy to understand app good rates

Absolutely perfect easy to understand app good rates Reviewed on: 6th March 2026

Very good service excellent customer service and easy

Very good service and easy to use all services Reviewed on: 6th March 2026

Very nice bank to borrow money

Excellent job,good rate, I love it Reviewed on: 6th March 2026

Faith in credit cards online

I have always believed in banks and the source of credit cards from them but ZOPA is out of this world for service and keeping you in the know with upcoming payments and statements. Was always worried about online only credit but it's a thumbs up from me Reviewed on: 6th March 2026

Excellent customer service very polite and get strai...

Excellent customer service very polite and get straight to the point no messing Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
123 credit card (discontinued)
from Santander 4.13 from 162 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub