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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great little credit card

I have had an excellent experience with Zopa the app is brilliant for keeping track of payments and the security is fab would recommend this credit card it’s got me out of a few scrapes so far Reviewed on: 11th April 2023

Fantastic

Fantastic to build my credit rating Reviewed on: 11th April 2023

Excellent

Fantastic company, good service, feels like they actually care about you, love using Zopa Reviewed on: 11th April 2023

Highly recommend

Easy process and easy to use. The app is great with lots of information to help you. As someone with bad credit, this will help me build my credit up for the future Reviewed on: 11th April 2023

Brilliant service! Overall great credit card

My experience has always been positive, great communication; a fair credit limit, always offering help and constant support Reviewed on: 11th April 2023

Great value card

Very user friendly credit card offering great efficent good value usage. Highly recommend. Reviewed on: 11th April 2023

Great Company

A great company to deal with. Great customer service Reviewed on: 11th April 2023

Perfect

Easy to set up and monitor but it's safe and secure and great customer service Reviewed on: 11th April 2023

Easy to apply and easy to use app.

Great way to improve your credit button. Nothing is complicated and no hidden facts. Reviewed on: 11th April 2023

Life line when needed

Great app Easily understood and user friendly Reviewed on: 11th April 2023

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